Financing

Money for the car, not for a used sedan

Collector cars are valued on condition, documentation and desirability — not on a mileage table. We put your application in front of underwriters who understand that.

Terms from 12 to 144 months

Shorter terms keep the interest down; longer terms keep the monthly payment comfortable.

Agreed-value thinking

Underwriters who lend against a car that may be worth more in five years than it is today.

Rates before commitment

You see the rate and the monthly payment before you sign anything. No application fee.

Trade-in as a deposit

A car you already own can carry most or all of the down payment.

How the application works

You send the formIt takes about three minutes. Nothing is shared with a lender until you tick the consent boxes.
We go to underwritersCollector-car specialists, not a high-street bank scoring you against a used-sedan table.
You get terms in writingRate, term and monthly figure, with the total cost of credit shown.
You decideNothing is signed at this stage and there is no application fee, whatever you decide.

Financing is provided by third-party lenders. Terms, rates and approval are theirs, not ours. We do not charge a fee to submit an application and we do not see your credit file.

Application

Apply for financing

One application, several underwriters. Confidential — we do not see your credit file, the lender does.

About you

First name

Last name

Title (optional)

Phone

Birth month

Day

Year

Date of birth is required by lenders. It is passed to the underwriter and is not published anywhere.

Marital status

Where you live

Street address

Apartment, suite (optional)

City

State

ZIP

Time at this address

Income and figures

Present employer

Occupation

Time with this employer

Gross monthly income (USD)

Down payment (USD)A car you already own can carry most of this as a trade-in.

Anything else we should know (optional)

Consent

I authorise a credit check and understand that my credit history may be reviewed by the lender.

I certify that the information I have given is true and complete, and I accept thePrivacy Policy and the Terms of Sale.

Money

Pricing, fees and payment

The questions that decide whether people trust a dealer. Short answers, no small print games.

Is the price negotiable?

The published price is close to the number we will accept, and it is already below what we would ask at auction. Reasonable offers are considered; the price does not move because you asked twice.

Do you charge dealer or preparation fees?

No. The price on the listing is the price on the invoice, plus your state’s tax and title fees and the transport you agreed to. Nothing else appears at the desk.

Can I pay by wire or certified funds?

Bank wire or certified funds. We do not accept personal cheques and we will never ask you to send money to an account whose details differ from the ones on your invoice — call us to confirm any account number before you send it.

Can I finance a classic car?

Usually, yes. Collector-car lending is a specialist market and we submit to underwriters who value the car on condition and documentation rather than a mileage table. Start with the application on the financing page.